The real cost: blocked account for the visa, rent, food (with desi-specific groceries), semester fees, insurance. See the total in euros and rupees so parents know what to save.
🎓 Your plan
Annual budget (living + study)
€ 0
€ 0Blocked account (visa)
€ 04-year total cost
💰 Monthly breakdown
📊 Year-by-year (4 years)
🇮🇳 In Indian Rupees (for parents)
₹ 0 Total 4-year cost in ₹
This amount needs to be saved before the move. Most families fund this over 2–3 years of parent saving + some student part-time work during breaks (20 hrs/week max).
📌 Key points for parents
Blocked account is NOT spending money. You deposit it upfront; the student gets ~€992/month. When they leave Germany (year 5), they can withdraw what's left.
Tuition is free or ~€300/semester. Most of this budget is rent, food, insurance — the student lifestyle costs, not the degree.
Part-time work helps. Students can work 20 hrs/week during semester, full-time in breaks. €500–800/month earnings are realistic, cutting the true cost.
Budget for flights home. At ₹70k per ticket, 1–2 flights/year add ₹7–14 lakh to the 4-year cost. Some families skip year 1 & 2.
Grants & scholarships exist. DAAD, Erasmus, and smaller foundations fund Indian students. Apply early.
Desi food costs 2–4× home. We've factored this in. If your child wants to save, the "German + cheap" option cuts ₹2 lakh/year.
ℹ️ This is orientation. Real costs vary by: actual flat prices (search immo24.de), food inflation, flights booked in advance (cheaper), and individual spending. Use this for the *conversation* with parents/sponsors. We've assumed: tuition-free state universities, student health insurance (~€130/mo), no car ownership. If your child needs a laptop or has medical costs, add 10–20% buffer.
