How much rent can you actually afford?

Nebenkosten, Kaution and the first month's rent all land on the same day. See the real warm rent and the cash you need before you sign.

🏠 The listing

Cold rent — Kaltmiete (€/month)

Nebenkosten estimate (% of cold rent)

25% — typical range is 20–30% for utilities, building costs and heating.

Deposit — Kaution (months of cold rent)

3 months — 3 is the legal maximum (§551 BGB); some landlords ask less.

Furniture & setup budget (€)

Your net monthly income (€, optional)

Used only to check the rent-to-income ratio below.

Warm rent (Warmmiete)

—

Cold rent + Nebenkosten, paid every month

—Deposit due once

—Total cash on move-in day

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💰 Move-in day breakdown

Item	Amount
Deposit (Kaution)	—
First month's warm rent	—
Furniture & setup	—
Total	—

ℹ️ Estimates only. Nebenkosten are settled annually (Nebenkostenabrechnung) — you may owe more or get a refund. Some landlords also charge a Maklercourtage (agent fee) if you engaged the agent yourself; since 2015 the Bestellerprinzip means whoever hires the agent pays.