Leaving Germany? Your pension money can come home.
Every month you worked in Germany, 9.3% of your gross went into the state pension. If you leave for good, you may claim your employee contributions back โ often a five-figure amount. Check your eligibility and estimate your refund in โฌ and โน.
๐งพ Eligibility check
Under 60 months โ refund possible. 60+ months โ you've earned a German pension at retirement age instead.
A 24-month waiting period applies after leaving.
๐ถ Your contribution history
Add each year you worked with your gross salary for that year (part years: enter what you actually earned).
Estimated refund (your employee contributions)
โฌ 0
โ โน 0 at today's rate
โฌ 0Total gross entered
9,3%Employee pension rate
โ Your verdict
โน๏ธ Estimate only. The refund covers your employee share (9.3% since 2018; capped at the contribution ceiling per year โ this tool applies historical ceilings automatically), without interest and without the employer share. Indians qualify because the IndiaโGermany social security agreement doesn't create a joint pension entitlement. Apply with form V0901 via Deutsche Rentenversicherung. Get your exact figures from your annual Renteninformation letters or a Versicherungsverlauf.
