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🇧🇪 Belgium · Cost of Living Guide 2025–2026

Cost of living in Ghent for Indians

Medieval university city, more affordable than Brussels, very liveable

1BR Rent / month
€900
≈ ₹81,000/month
Total Monthly Budget
€1,750
≈ ₹157,500/month
Indian Community
Low-Medium
South Asian community size
Country
🇧🇪 Belgium
Currency: Euro (€)

💰 Monthly budget breakdown

🏠 1-bedroom apartment rent
€900
≈ ₹81,000
💡 Utilities (electricity, internet, heating)
€114
≈ ₹10,260
🚌 Public transport
€70
≈ ₹6,300
🛒 Groceries (incl. Indian ingredients)
€280
≈ ₹25,200
🍽️ Eating out (2–3x/week)
€158
≈ ₹14,220
📱 Phone plan
€35
≈ ₹3,150
🎭 Leisure & personal
€158
≈ ₹14,220
Total
€1,750/month
≈ ₹157,500/month

🏙️ What to expect in Ghent

Ghent is a city in Belgium that offers medieval university city, more affordable than brussels, very liveable. For Indians and South Asians moving to Europe, Ghent represents an affordable and practical choice.

✅ Pros for Indians

  • ✓ Affordable cost-to-salary ratio
  • ✓ Growing South Asian community
  • ✓ EU residence rights (work anywhere in EU)
  • ✓ English accepted in tech/professional roles

⚠️ Things to know

  • ✗ Belgium language helps long-term
  • ✗ Housing market can be competitive
  • ✗ Moderate cost of living vs India
  • ✗ Bureaucracy takes time and patience

🌍 Other cities in Belgium

🇧🇪 Antwerp
ℹ️ Figures are estimates based on 2025–2026 data. Actual costs vary by neighbourhood, lifestyle and market conditions. INR conversions use approximate rate of ₹90/€. Use these as planning benchmarks, not guarantees.
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