How the visa money rule works
- Show unpaid first-year tuition plus living costs for the course length, up to 9 months: £1,529 a month in London, £1,171 elsewhere (rising to £1,570 / £1,203 for applications from 30 November 2026).
- The money must be in your or your parents' account for 28 consecutive days, with the statement dated within 31 days of applying. An education loan letter also works.
- Visa fee £558; health surcharge £776 for each year of the visa (half a year for remaining periods of 6 months or less). The visa usually runs 4 months beyond a course of 12 months or more, 2 months beyond a 6–11-month course.
- Only PhD / research-degree students (and government-sponsored students) can bring dependants.
- A TB test certificate from an approved clinic is needed for UK visas over 6 months for applicants from India.
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Sources: GOV.UK: Student visa · GOV.UK: Home Office immigration and nationality fees (8 October 2026) · GOV.UK: Immigration Health Surcharge · GOV.UK: National Living Wage £12.71.