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Kaltmiete → Warmmiete → move-in day

How much rent can you actually afford?

Nebenkosten, Kaution and the first month's rent all land on the same day. See the real warm rent and the cash you need before you sign.

Updated 13 August 2026

🏠 The listing

25% — typical range is 20–30% for utilities, building costs and heating.
3 months — 3 is the legal maximum (§551 BGB); some landlords ask less.
Used only to check the rent-to-income ratio below.
Warm rent (Warmmiete)
—
Cold rent + Nebenkosten, paid every month
—Deposit due once
—Total cash on move-in day
—

💰 Move-in day breakdown

ItemAmount
Deposit (Kaution)—
First month's warm rent—
Furniture & setup—
Total—
ℹ️ Estimates only. Nebenkosten are settled annually (Nebenkostenabrechnung) — you may owe more or get a refund. Some landlords also charge a Maklercourtage (agent fee) if you engaged the agent yourself; since 2015 the Bestellerprinzip means whoever hires the agent pays.

Related pages

What does a Germany move cost up front? →What Can I Afford in Germany? — Lifestyle Calculator →Should you move to Sweden? →Should you move to Belgium? →Should you move to Portugal? →Should you move to Denmark? →
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