Enter your gross salary to see your Dutch take-home pay for 2026, with and without the 30% ruling, including holiday pay and the two main tax credits.
2026 rates for people below the Dutch state pension age, living in the Netherlands all year, with one employer. Tax credits are applied in full; your payslip spreads them over the months.
Employees in the Netherlands pay income tax and national insurance together as one box 1 rate on their salary: 35.75% on taxable income up to €38,883, 37.56% up to €78,426 and 49.50% above that (2026 rates for people below the state pension age). Two tax credits then reduce the tax: the general tax credit (algemene heffingskorting) of up to €3,115, which shrinks by 6.398% of income above €29,736 and disappears at €78,426, and the labour tax credit (arbeidskorting) of up to €5,685, which is highest between €25,845 and €45,592 and then falls by 6.51% of the excess until it reaches zero at about €132,921.
Almost every Dutch employer pays an 8% holiday allowance (vakantiegeld), usually in May. Job offers often quote the salary without it, so tick the box to see your real yearly income. Pension contributions differ by employer and sector; they are taken from your gross pay before tax, so enter the percentage from your payslip if you know it.
If you were recruited from abroad and qualify for the 30% ruling, your employer can pay up to 30% of your salary as a tax-free allowance. In 2026 your taxable salary, after taking off that allowance, must stay at or above €48,013 (or €36,497 if you are under 30 and hold a master's degree). If 30% would push you below that norm, the tax-free part is limited, which the calculator shows. The ruling lasts at most five years, and from 1 January 2027 the maximum falls to 27% for most people; see the 30% ruling guide.
For your own return, use the Belastingdienst's figures or a Dutch tax adviser. Compare the result with other countries in the salary comparison.
To qualify as a highly skilled migrant aged 30 or over you need at least €5,942 gross a month (about €71,300 a year) excluding holiday pay. At €60,000 plus holiday pay, a single employee takes home about €3,870 a month without the 30% ruling.
Usually not. Most offers state the monthly or yearly salary without the 8% holiday allowance, which is paid on top, usually in May. Check your contract.
On €60,000 plus holiday pay it raises yearly net pay from about €46,471 to €54,943 in 2026, because about €16,787 of salary becomes tax-free while the taxable part stays at the €48,013 norm.
Yes. Your employer applies the credits through monthly payroll tax if you ask them to (loonheffingskorting), so the yearly figures here are spread over twelve payslips.
