Returning to India from Germany
Everything to close, keep and claim when you move back: registration, contracts, tax, your German pension, bank accounts and your new tax status in India. Progress is saved in this browser.
Updated 12 October 2026
Your tax status in India after you return
Returning NRIs are often RNOR (resident but not ordinarily resident) for up to two or three years. As RNOR, income earned abroad generally stays outside Indian tax. You're RNOR if you were a non-resident in 9 of the previous 10 years, or spent 729 days or fewer in India in the previous 7 years. Use the NRI tax status checker and confirm with a CA.
Your accounts
- NRE and NRO accounts must be redesignated once you become resident: NRO to a resident account, NRE to a resident account or an RFC (Resident Foreign Currency) account to keep euros.
- Keep one German account open for a while if you expect a tax refund, a deposit return or pension payments; close the rest.
Last updated: 12 October 2026. Estimates only. Not official advice. Always verify with official sources: the Deutsche Rentenversicherung (liaison office for India), your Finanzamt, and a chartered accountant in India.